> ## Documentation Index
> Fetch the complete documentation index at: https://docs.ozura.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Card Payments — Using Checkout

> Use Ozura's hosted Checkout page for card payments. Requires a merchant relationship.

# Card Payments — Using Checkout

**Ozura Checkout** is a hosted payment page. You create a session, send the customer to our page to pay, and we redirect them back. Card data never touches your server, which **reduces your PCI scope**.

**To use Ozura's Checkout page you must be a merchant** — i.e. you need an Ozura merchant relationship. If you're integrating on behalf of a platform or aren't a direct merchant, use [Using the API](/guides/vault/card-payments/using-the-api) or [Elements](/guides/vault/card-payments/elements) instead.

<Info>
  **Want your own branded checkout form without a merchant account?** Use [Elements](/guides/vault/card-payments/elements) — embed card fields directly in your UI and tokenize in the browser. Card data still never touches your server. [Learn more →](/sdks/elements/overview)
</Info>

## Flow

1. Your backend creates a Checkout session (amount, return URLs, etc.).
2. You redirect the customer to the Checkout URL.
3. The customer enters their card on our hosted page and completes payment.
4. Ozura redirects them back to your site; you verify the session and fulfill the order.

You don't handle tokenization or card data yourself; Checkout does it for you.

## Next steps

* [Checkout overview](/guides/payments/checkout/overview) — How Checkout works.
* [Checkout quickstart](/guides/payments/checkout/quickstart) — Create a session and accept your first payment.
* [OzuraPay API](/guides/payments/payapi/overview) — If you need to run post-payment or refund flows.
* [Using Elements](/guides/vault/card-payments/elements) — Build your own card form without a merchant account.