Recurring Mode

Recurring mode lets you create a checkout session that, on successful payment, automatically enrolls the customer in a billing plan. The customer fills in their card details once; OzuraPay handles every subsequent charge on the schedule you define.

How it works under the hood: When the customer pays, Checkout calls OzuraPay API’s createRecurringPlan endpoint rather than the standard cardSale endpoint. The customer’s card is tokenized by the vault and never stored by your server.

Enable Recurring Mode

Set checkoutMode to "recurring" and include a recurringConfig object:

{
  "merchantId": "your_merchant_id",
  "merchantName": "My App",
  "amount": "29.99",
  "currency": "USD",
  "checkoutMode": "recurring",
  "recurringConfig": {
    "planName": "Monthly Pro",
    "interval": "monthly",
    "startDate": "2026-06-01"
  },
  "successUrl": "https://yoursite.com/welcome",
  "cancelUrl": "https://yoursite.com/pricing",
  "errorUrl": "https://yoursite.com/error"
}

recurringConfig is required when checkoutMode is "recurring". Omitting it returns a 400 validation error.

`recurringConfig` Fields

Required

Field	Type	Constraints	Description
`planName`	string	Max 50 chars	Label for this subscription plan, shown to the customer in the checkout UI
`interval`	string	`"daily"`, `"weekly"`, `"monthly"`, `"yearly"`	Billing frequency keyword. Combine with `intervalCount` for non-standard periods (e.g. every 3 months)
`startDate`	string	`YYYY-MM-DD`	First billing date shown to the customer for legal disclosure. Not forwarded to the payment processor ? the processor starts billing based on when the plan is created, not this date

Optional

All fields below are optional. When omitted, they are not stored on the session and not sent to OzuraPay API ? any defaults listed are applied by the OzuraPay API, not by Checkout.

Type note: intervalCount, initialCycles, maxCycles, and maxAttempts must be JSON numbers (not strings). initialAmount and setupFee must be JSON strings (quoted decimals like "9.99"). This matches how OzuraPay API expects them.

Field	Type	OzuraPay API default	Description
`planDescription`	string (max 100 chars)	?	Short description shown below the plan name in the checkout UI
`intervalCount`	integer ? 1	`1`	Billing period multiplier. Combined with `interval` to define the billing period. `interval: "monthly"` + `intervalCount: 3` = billed every 3 months (quarterly). `interval: "weekly"` + `intervalCount: 2` = every 2 weeks
`endDate`	string (`YYYY-MM-DD`)	indefinite	Date after which the processor stops billing automatically. Omit for an ongoing plan
`maxCycles`	integer ? 1	indefinite	Maximum number of billing cycles before the plan completes automatically. Omit for an ongoing plan. Can be set alongside `endDate` ? whichever limit is hit first stops billing
`maxAttempts`	integer ? 0	`3`	How many times OzuraPay API retries a failed charge before marking the attempt failed. Pass `0` to disable retries
`setupFee`	string (decimal, e.g. `"9.99"`)	?	One-time fee charged on the first billing cycle only, in addition to the regular `amount`. Does not repeat
`initialAmount`	string (decimal, e.g. `"9.99"`)	?	Override the billing `amount` for the first N cycles (introductory / trial pricing). Must always be provided together with `initialCycles` ? sending one without the other returns a `400` validation error. See Trial Pricing
`initialCycles`	integer ? 1	?	Number of cycles at the `initialAmount` before switching to the standard session `amount`. Must always be provided together with `initialAmount` ? sending one without the other returns a `400` validation error
`merchantRecurringReference`	string (max 50 chars)	?	Your own subscription or customer ID forwarded to OzuraPay API. Use this to correlate the plan back to your records ? it is the recommended way to look up a plan ID after enrollment

`amount` Field

The amount on the session is the standard recurring charge ? what the customer is billed on each normal billing cycle.

{
  "amount": "29.99",
  "checkoutMode": "recurring",
  "recurringConfig": { ... }
}

What gets charged on the first cycle? Checkout forwards amount, setupFee, initialAmount, and initialCycles as separate fields to OzuraPay API. OzuraPay API combines them and calculates the actual charge ? Checkout does not compute a combined total locally.

Configuration	Effective first cycle charge	Subsequent cycles
No trial fields	`amount`	`amount`
`setupFee` only	`setupFee` + `amount` (OzuraPay API adds them)	`amount`
`initialAmount` + `initialCycles`	`initialAmount` (repeated for N cycles)	`amount`
All three	`setupFee` + `initialAmount` (OzuraPay API adds them)	`amount` (after `initialCycles` expire)

There is no field called intervalAmount. The field that overrides the billing amount for the first N cycles is initialAmount.

items arrays are not supported for recurring mode. Recurring charges are a fixed scalar amount, not a cart total. Providing items returns a 400 error.

Surcharge

Add a credit card surcharge to the recurring charge using surchargePercent. The surcharge is shown as a line item in the order summary and forwarded to the payment processor.

{
  "amount": "29.99",
  "checkoutMode": "recurring",
  "surchargePercent": "2.00",
  "recurringConfig": {
    "planName": "Monthly Pro",
    "interval": "monthly",
    "startDate": "2026-06-01"
  }
}

Accepts a string ("2.00") or number (2.0)
Maximum "3.00" (Florida 3% cap)
Displayed as a separate line item: Surcharge (2.00%)
Applied to the base amount before tax

See Surcharge below for the full reference.

Trial Pricing

Use setupFee, initialAmount, and initialCycles together to offer introductory pricing.

Setup Fee Only

A one-time fee added to the first billing cycle:

{
  "amount": "29.99",
  "recurringConfig": {
    "planName": "Pro Monthly",
    "interval": "monthly",
    "startDate": "2026-06-01",
    "setupFee": "9.99"
  }
}

Cycle	Charged
Cycle 1	`$9.99 + $29.99 = $39.98`
Cycle 2+	`$29.99`

Introductory Rate

Override the amount for the first N cycles:

{
  "amount": "29.99",
  "recurringConfig": {
    "planName": "Pro Monthly",
    "interval": "monthly",
    "startDate": "2026-06-01",
    "initialAmount": "9.99",
    "initialCycles": 2
  }
}

Cycle	Charged
Cycle 1?2	`$9.99`
Cycle 3+	`$29.99`

Combined (Setup Fee + Trial)

{
  "amount": "49.99",
  "recurringConfig": {
    "planName": "Annual Premium",
    "interval": "yearly",
    "startDate": "2026-07-01",
    "setupFee": "10.00",
    "initialAmount": "19.99",
    "initialCycles": 1
  }
}

Cycle	Charged
Cycle 1	`$10.00 (setup) + $19.99 (trial) = $29.99`
Cycle 2+	`$49.99`

Interval Examples

Use interval alone for standard periods. Add intervalCount to create any custom period ? the two fields multiply together.

{ "interval": "daily" }                             // Every day
{ "interval": "weekly" }                            // Every week
{ "interval": "monthly" }                           // Every month
{ "interval": "yearly" }                            // Every year (annual)
{ "interval": "weekly",  "intervalCount": 2 }       // Every 2 weeks (biweekly)
{ "interval": "monthly", "intervalCount": 3 }       // Every 3 months (quarterly)
{ "interval": "monthly", "intervalCount": 6 }       // Every 6 months (semi-annual)
{ "interval": "daily",   "intervalCount": 30 }      // Every 30 days

intervalCount is a JSON number (not a string). "intervalCount": "3" will return a 400 validation error.

Capped Plans

Use endDate or maxCycles to automatically stop billing:

{
  "amount": "9.99",
  "checkoutMode": "recurring",
  "recurringConfig": {
    "planName": "12-Month Plan",
    "interval": "monthly",
    "startDate": "2026-06-01",
    "maxCycles": 12,
    "endDate": "2027-06-01"
  }
}

Either field alone is sufficient; you can set both for belt-and-suspenders control.

Full Example

Monthly subscription with a 3% surcharge, 1-month trial, and a 12-cycle cap:

curl -X POST https://checkout.ozura.com/api/sessions/create \
  -H "X-API-KEY: your_vault_key" \
  -H "X-OZURA-API-KEY: your_merchant_key" \
  -H "Content-Type: application/json" \
  -d '{
    "merchantId": "your_merchant_id",
    "merchantName": "My SaaS",
    "amount": "49.99",
    "currency": "USD",
    "checkoutMode": "recurring",
    "surchargePercent": "3.00",
    "successUrl": "https://yoursite.com/welcome",
    "cancelUrl": "https://yoursite.com/pricing",
    "errorUrl": "https://yoursite.com/error",
    "recurringConfig": {
      "planName": "Pro Monthly",
      "planDescription": "Unlimited access to all Pro features",
      "interval": "monthly",
      "startDate": "2026-06-01",
      "initialAmount": "0.00",
      "initialCycles": 1,
      "setupFee": "5.00",
      "maxCycles": 12,
      "maxAttempts": 3,
      "merchantRecurringReference": "cus_abc123"
    }
  }'

What the Customer Sees

The checkout page displays a Subscription Summary block above the payment form showing:

Plan name and description
Billing interval and start date
Surcharge row (if surchargePercent is set)
End date and cycle cap (if configured)
Setup fee and trial pricing (if applicable)

The payment form and button are identical to a standard payment session.

Success Redirect

After a successful recurring signup, the customer is redirected to your successUrl with the standard transaction parameters:

https://yoursite.com/welcome?success=true&sessionId=session_xxx&checkoutMode=recurring&transactionId=250107000019C4E1B&transactionType=sale&amount=49.99&currency=USD&ozuraMerchantId=ozu_xxx&surchargeAmount=1.50&cardLastFour=1111&cardBrand=VISA&transDate=2026-06-01T12:00:00.000Z

Parameter	Description
`checkoutMode`	`"recurring"`
`transactionType`	`"sale"` (the initial CIT charge that enrolled the customer)
`transactionId`	The initial charge transaction ID from the payment processor
`surchargeAmount`	Calculated surcharge amount in the session currency
(all other standard params)	Same as a standard payment ? see Handle the Result

planId is not included in the success URL redirect. The OzuraPay API plan ID is part of the raw payment processor response but is not appended to the redirect URL. To retrieve the plan ID for subscription management (pause, cancel, lookup), query the OzuraPay API recurring plan endpoints using your merchant credentials ? OzuraPay API associates plans with the merchantRecurringReference or by listing plans for your merchant account.

Combine with Payment Links

Create a shareable recurring subscription link:

{
  "merchantId": "your_merchant_id",
  "merchantName": "My SaaS",
  "amount": "29.99",
  "currency": "USD",
  "checkoutMode": "recurring",
  "recurringConfig": {
    "planName": "Monthly Pro",
    "interval": "monthly",
    "startDate": "2026-06-01"
  },
  "successUrl": "https://yoursite.com/welcome",
  "cancelUrl": "https://yoursite.com/pricing",
  "errorUrl": "https://yoursite.com/error"
}

Post this to POST /api/payment-links/create and share the returned url. Each customer who visits the link and pays is enrolled in their own plan. See Payment Links for full details.

Surcharge Reference

surchargePercent is independent of checkoutMode ? it works on standard payment sessions too.

Field	Type	Required	Behaviour when omitted	Constraints
`surchargePercent`	string or number	No	Treated as `0%` at charge time ? no surcharge line item shown, `"0.00"` sent to the payment processor	`0` ? `3.00` (Florida maximum). Normalised internally to two decimal places (e.g. `2.5` ? `"2.50"`)

The surcharge is:

Displayed as a line item in the order summary: Surcharge (X.XX%)
Applied to the base amount (before tax)
Forwarded to the payment processor on every charge (including recurring cycles)
Applied to debit cards at the processor’s discretion ? OzuraPay API performs a BIN lookup and excludes debit cards automatically where required

{
  "amount": "100.00",
  "surchargePercent": "3.00"
}

Order summary: Subtotal $100.00 + Surcharge (3.00%) $3.00 = Total $103.00

Getting Started

Vault

Payments

Recurring Mode

Enable Recurring Mode

`recurringConfig` Fields

Required

Optional

`amount` Field

Surcharge

Trial Pricing

Setup Fee Only

Introductory Rate

Combined (Setup Fee + Trial)

Interval Examples

Capped Plans

Full Example

What the Customer Sees

Success Redirect

Combine with Payment Links

Surcharge Reference

​Enable Recurring Mode

​recurringConfig Fields

​Required

​Optional

​amount Field

​Surcharge

​Trial Pricing

​Setup Fee Only

​Introductory Rate

​Combined (Setup Fee + Trial)

​Interval Examples

​Capped Plans

​Full Example

​What the Customer Sees

​Success Redirect

​Combine with Payment Links

​Surcharge Reference

Enable Recurring Mode

`recurringConfig` Fields

Required

Optional

`amount` Field

Surcharge

Trial Pricing

Setup Fee Only

Introductory Rate

Combined (Setup Fee + Trial)

Interval Examples

Capped Plans

Full Example

What the Customer Sees

Success Redirect

Combine with Payment Links

Surcharge Reference