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PayAPI

PayAPI is Ozura’s core payment orchestration API. It provides direct, processor-agnostic access to transaction processing, merchant management, and payment routing.

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Key Features

  • Processor-agnostic — Single API, multiple processors (North, Adyen, Coinflow, etc.)
  • Smart routing — Route transactions based on rules, MCC, or processor availability
  • Full lifecycle — Auth, capture, void, refund, and settlement
  • Merchant hierarchy — ISO → Sub-ISO → Merchant management

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Base URL

EnvironmentURL
Sandboxhttps://sandbox-api.ozura.com
Productionhttps://api.ozura.com
Content to be expanded with full PayAPI reference from the existing GitBook.